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First Mortgage Loans and Construction Loans
Let Availa Bank's expertise go to work for you to help purchase or build your dream home, refinance your existing home loan to lower your rate or term, or access your equity that you have built-up in your home. Availa Bank offers a variety of loan products to best fit your needs, and our expert lenders work with you to determine the best option for you based on your income, credit and amount of the down payment or equity.
Home Equity Loans and Lines of Credit
Take advantage of being a homeowner and use the equity in your home to obtain the cash you need. Choose a fixed interest rate loan with fixed payments with a Home Equity Loan or enjoy the flexibility of an Availa Bank revolving Home Equity Line of Credit (HELOC) featuring our variable quarterly interest rate product or our 5 year variable rate product. The interest on home equity products may qualify as a tax deduction. Be sure to ask your tax advisor. Minimal closing costs. No application fees or annual fees.
Apply for a Mortgage Online
Your 24/7 Mortgage Option
It’s quick. It’s easy. It’s now. Enjoy the convenience of Availa Bank’s online home mortgage application available to you anytime, anywhere and on your schedule.
Protect Your Identity.
Safeguard your finances, credit and good name
Get the personal protection you want through the bank you trust. Ask about Availa Bank's Identity Safe Checking with LifeLock®.
Tap. Snap. Deposit.
Make deposits anytime with mobile banking
No time to get to the bank or an ATM to make a deposit? With Availa Bank’s mobile banking you can make safe and secure deposits using your smartphone.