The Community Advantage —

Home Loans

Allow Availa Bank’s experienced mortgage lenders to go to work for you. Whether you are shopping for your first home, thinking about building your dream home, refinancing your existing loan, or accessing your home’s equity, we have the knowledge and products available to best fit your needs.

  • Primary residence
  • Second home
  • Investment property
  • Conventional, FHA, VA, USDA Rural Development
  • First-time homebuyer programs
  • Construction and lot loans

Apply Online HereMeet Our Mortgage Lending TeamFirst Time Homebuyers Tax Deduction Savings Account

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Home Equity Loans and Lines of Credit

Take advantage of being a homeowner and use the equity in your home to obtain the cash you need. Choose a fixed-interest rate loan with fixed payments using a Home Equity Loan or enjoy the flexibility of an Availa Bank revolving Home Equity Line of Credit (HELOC) featuring our variable daily interest rate product or our five-year variable-rate product. The interest on home equity products may qualify as a tax deduction. Be sure to ask your tax advisor. Minimal closing costs. No application fees or annual fees.

EXPLORE YOUR OPTIONS —

Mortgage Calculator

Want to know if your dream home is within reach? Use this mortgage calculator to determine your monthly payment. 

Mortgage Calculator

MAKE A PLAN —

Maximum Mortgage Calculator

Ensure your mortgage payment doesn't break the bank. Use this calculator to determine your maximum monthly housing payment and the resulting mortgage amount.

Maximum Mortgage Calculator

GET AHEAD —

Refinance Calculator

Stretch your dollars and save on interest costs by refinancing. See if refinancing your mortgage loan will be advantageous to your budget. 

Refinance Calculator