check out our latest —
Blog
Financial literacy is a never-ending journey. If you’re lucky, you learn the basics of money management when you’re young and have the tools for a bright financial future ahead of you. If you’re not so lucky, you may have never been taught how to budget or save and find yourself worrying daily about how to make ends meet.
Don’t worry, Availa Bank can help. It's part of our mission statement: empower our team to inspire and enable our clients and the communities we serve to achieve financial success. On this page, you will find helpful blogs and resources to guide you to financial freedom in no time. Check out our topics below to learn more!
How to Choose the Right Budget Strategy
03/01/2021Whether you’re just starting to budget or have been at it a long time, it’s important to find a plan that works well for you. Much of budgeting is psychological, so it can help to have visual reminders of your spending and saving. Some people enjoy tracking their every cent and like to create spreadsheets and other valuable documents that help show that. Some people like to organize their budget into general categories and have automation take over the rest. It’s all about how you learn and function best. Even if you’ve been budgeting a long time, you may not be doing it as effectively as you could if you were using a different plan. It's good to check in every once in a while to see if you’re truly hitting your financial goals.
Quick and Easy Ways to Save Money on a Tight Budget
02/01/2021February may be the “month of love”, but you may not be feeling in the most loving mood as we continue to struggle with the effects of the pandemic. You may have made some New Year’s resolutions last month but are now struggling to put them into action in your personal life. If you’ve made a goal to be more financially smart, but find you’re already blowing through your budget before the month is half over, you’re not alone. Millions of Americans struggle with budgeting each year. However, struggling doesn’t mean you should give up just yet.
Important Things to Consider When Planning Your Savings
01/04/2021January means a new year, which for most of you means it’s time to think about your New Year’s resolutions. You may have decided to commit to being better organized or getting into a workout program, or maybe you’ve decided to take it easy this year after getting through the last 12 crazy months. Whether you have personal goals for the year or not, it’s never a bad time to think about boosting your financial health. It’s easy to be overwhelmed by the prospect of getting your finances in order; however, the new year is the perfect time to start figuring out your savings plan so you can start your year on the right track.